Last Updated: [06/Feb/2026]
1. Acceptance of Terms
By accessing and using ProgressFile.in (“the Website”), you accept and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our Website.
2. Website Description
ProgressFile.in is an educational platform providing financial literacy content in Hindi, covering topics including:
- Saving & Budgeting (बचत और बजट)
- Investment Basics (निवेश की शुरुआत)
- Loan & Debt Management (कर्ज प्रबंधन)
- Tax & Insurance (टैक्स और बीमा)
- Financial Goals & Planning (लक्ष्य और योजना)
- Advanced topics like Share Market Analysis
3. User Eligibility
You must be at least 18 years old to use this Website. By using this Website, you represent that you are at least 18 years of age.
4. Intellectual Property Rights
All content on this Website, including but not limited to text, graphics, logos, images, and software, is the property of ProgressFile.in and is protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without explicit written permission.
5. Permitted Use
You may:
- Access and view content for personal, non-commercial use
- Share links to our content with proper attribution
- Use educational materials for personal learning
6. Prohibited Activities
You may not:
- Use content for commercial purposes without permission
- Copy, scrape, or download content systematically
- Misrepresent authorship or ownership
- Use automated tools to access the Website
- Post spam, malicious content, or engage in hacking attempts
- Use the Website for any illegal activities
7. User-Generated Content
If you submit comments, feedback, or other content:
- You grant us a non-exclusive, royalty-free license to use it
- You are solely responsible for your content
- We may remove any content at our discretion
- Content must not violate any laws or third-party rights
8. Third-Party Links and Services
The Website may contain links to third-party websites. We:
- Are not responsible for third-party content
- Do not endorse third-party products/services
- Have no control over third-party privacy practices
9. Advertising and Monetization
ProgressFile.in uses Google AdSense for advertising. By using our Website:
- You consent to personalized ads based on cookies
- You acknowledge we’re not responsible for ad content
- You understand we may earn revenue from advertisements
10. Disclaimer of Warranties
The Website is provided “as is” and “as available” without warranties of any kind. We do not guarantee:
- Uninterrupted or error-free access
- Accuracy or completeness of information
- Results from using provided information
11. Limitation of Liability
ProgressFile.in, its owners, employees, or affiliates shall not be liable for:
- Any direct, indirect, or consequential damages
- Losses from financial decisions based on our content
- Technical issues or website unavailability
- Third-party actions or content
12. Financial Disclaimer
Important: The information on this Website is for educational purposes only. We are not financial advisors. Always consult qualified professionals before making financial decisions. You are solely responsible for your financial choices.
13. Termination
We reserve the right to:
- Terminate or suspend access to any user
- Remove any content at our discretion
- Modify or discontinue the Website at any time
14. Privacy Policy
Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.
15. Modifications to Terms
We may revise these Terms and Conditions at any time. Continued use after changes constitutes acceptance of modified terms. Check this page periodically for updates.
16. Governing Law and Jurisdiction
These Terms shall be governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Delhi, India.
17. Severability
If any provision of these Terms is found invalid or unenforceable, the remaining provisions will remain in full effect.
18. Contact Information
For questions about these Terms, contact us at:
Email: Contact.DigitalAlignment@Gmail.Com
19. Entire Agreement
These Terms and Conditions, along with our Privacy Policy and Disclaimer, constitute the entire agreement between you and ProgressFile.in regarding your use of the Website.
Important Notice: These Terms and Conditions are a legal agreement. By using ProgressFile.in, you acknowledge that you have read, understood, and agreed to be bound by all terms. If you do not agree, please discontinue use immediately.